first Time Residence Purchasers

Rules you shall wish to know

You will want to know if you are looking to buy a house for the 1st time here are some basics. You are buying two things, a house and most importantly, a loan when you are buying a house. We’ll make fully sure you get the most useful loan you can purchase. This may just just take added work, but could save you countless amounts and keep you from maybe losing your home.


With family members month-to-month earnings as low as $2,000 you can get a property.
All types of earnings need to have evidence and verifiable documents.

Earnings could be from:
Salary, wages, part-time and work that is seasonal SSI, pension, Welfare Foster Care, Child help, Alimony, Disability, Gifts, yet others.
Food stamps is not used as earnings at the time of 1997.


We are able to assist you to enhance your credit while increasing your rating. Many most of our home that is successful buying began with fair-to-bad credit. With a small work we will allow you to enhance that credit and obtain a mortgage.

Collections, judgments, charge-offs, liens; in many instances have to be paid down ahead of ownership.

We have use of a few advance payment support programs that will lower the cash greatly you will need. Every one of our families that are successful between $1,000 and $2,500 total money to obtain a house, according to household income plus the house bought. That is total money, including down payment and all sorts of loan closing expenses.


Papers you will have to Pre-qualify for the Loan.

ВЂў fees with W2’s the past two (2) years.
ВЂў Check that is recent stub each work worked in 2010.
ВЂў If income from SSI, SSA, IMPAIRMENT, or PENSION, then a copy regarding the Award Letter and content of current check, if you don’t Direct Deposit. Continue reading